01Ask
Share the suspicious invoice, message, link, or profile.
Paste the message, upload a screenshot, attach an invoice, or describe the phone call. Carmen works with the evidence your team actually has.
Payment protection for small business
Protect your business beforea scam becomes a loss.
Backgrounder helps small teams verify and monitor emails, suspicious invoices, payment requests, links, messages, and customer issues before they cost you money, time, or trust.
By the numbers · 2026
Small businesses are targeted by the same scams as large companies, without the same security resources.
$3.0B
BEC losses
FBI IC3+430%
Scam losses since 2020
FTC · 5-YR<30s
Average Carmen verdict
CARMENHigh-risk moments
Add and automate a check where small mistakes get expensive.
01
Before you pay an invoice
Check and monitor unexpected invoices, changed payment details, new account numbers, and vendor requests before money leaves your business.
02
Before your team clicks
Verify suspicious emails, links, login pages, QR codes, and support messages before an employee gives away access.
03
Before you ship or refund
Review unusual customer requests, refund pressure, address changes, and marketplace messages before fulfilling.
04
Before you trust the sender
Confirm whether a message from a bank, executive, vendor, platform, or customer is real before you act.
How the payment check works
Fast answers, automation, a clear path forward, and human backup when it matters.
Carmen turns suspicious evidence into a plain-language answer your team can use immediately.
Coming soon
02Automate
Choose, automate, or monitor what emails and messages get reviewed.
Have Carmen monitor and review emails and messages from social media that are suspicious.
03Understand
Get a clear verdict and the reasons behind it.
Carmen explains whether it looks safe or suspicious, what signals mattered, and what your next step should be.
04Escalate
Bring in a real person when the stakes are high.
If you are about to pay, already engaged with a scammer, or need deeper review, a Backgrounder researcher can help you decide what to do next.
What Backgrounder protects
Protect the parts of your business scams hit first.
Your revenue
Stop fraudulent invoices, wire requests, fake refunds, and payment pressure before money moves.
Your team
Give employees a plain-language tool to verify suspicious requests before they act.
Customer trust
Catch impersonation, fake accounts, and suspicious requests that can damage your reputation and theirs.
Your budget
Scam prevention priced for small businesses, with no security team required.
Focused protection
Enterprise-grade scam and fraud research, without an enterprise security team.
Small businesses face the same scams as larger organizations, but usually without the people, tools, or time to investigate them. Backgrounder gives your team a faster way to know what is real.
Designed for non-experts
Your team can run the check without learning a security workflow.
Automated for ease of use
Automate the checks from email or social media.
Useful evidence trail
Carmen reports give owners and managers a record of what was checked and why.
Escalation when needed
High-value or ambiguous payments can move to human review before action.
Incident Response
We assist with incident response when loss has occurred.
Just be sure
Try Carmen AI Scam Bot or Carmen Monitor on your next suspicious message.
Schedule a conversation and we will help your team understand where Backgrounder fits best.